In short, buying a house from A-Z goes like this: finding out who much you can spend, visiting houses that have your interest, make an offer on the house you like most from your selection, sign the contract at the notary and get the keys. If it was this simple we wouldnt have a right of existence. As for everything there are so many things to consider in The Netherlands. Buying a house is no exception unfortunately.

Below we give you an explanation of the above steps. For any specific questions or remarks you can always contact us on info@tvnrealestate.nl and +31 (0) 20 - 379 11 87

Getting the right mortgage

We can put you in touch with the right people to get a mortgage that suits your situation. Being an expat with a 30% rule needs a different kind of customer care and also depending on your personal situation there are different tax rules. We have already helped many of our customers in getting a good deal on their mortgage. We work together with a reliable independent mortgage company Eurohoff represented by mister Cees Hoff who is pleased to assist you.
To apply for a contract with a mortgage company you need to have a doctor’s statement with the statement that you are in a good and healthy condition.
Attached on the mortgage you need to have a live insurance which have to be paid monthly. These costs are tax deductible.

VIEWINGS

Viewings are arranged by appointment. A visit to objects is always free of charge and no strings attached. It is possible to view an object more than once or to visit several objects one after the other. If you desire, you may bring someone with you, for example your own contractor or an architect. The real estate agent will always notify the seller or the other real estate agent who represent the owner of the viewings in advance, regardless of whether or not the dwelling is inhabited. The seller who has made his/her dwelling accessible to you visit, would appreciate your reaction afterwards.

YOU ARE INTERESTED

Please contact your TVN Real Estate Agent as soon as possible to notify us of your interest. TVN will drop an offer on your behalf and will start the negotiations.

SIGNING A CONTRACT

As soon the selling party agrees on an offer there have to be signed a buying contract. After signing the buyer has three days to think over the decision, you can still decide not buying the property.

Most of the time people sign up a contract with a special clause that the contract can be cancelled when it is not possible to get a mortgage arranged. You need to hand over two different statements from different parties which stated that it is not possible for you to have a mortgage on this property. Most of the time this period covers 4 weeks after signing the contract.

NOTARY

- Buying contract.
- Akte van levering ( Transportation)
- Bank warranty 10% of buying price.
- Kadaster documents.
- Mortgage.